How to bid on global medical coverage for LES employees at US Embassy Podgorica

What the State Department is buying

The U.S. Embassy in Podgorica, Montenegro, is seeking proposals for health insurance coverage for its locally employed staff. They are looking for off-the-shelf plans that meet or exceed the minimum benefit levels outlined in the solicitation.

This is a good opportunity for insurance providers specializing in global or expatriate health coverage. The contract will be awarded to the responsible company that submits an acceptable proposal at the lowest price.

Key dates and deadlines

A pre-proposal conference is scheduled for July 23, 2026. Details on the time and place will be provided to offerors via email.

Proposals are due by 5:00 PM Central European Time (CET) on August 14, 2026. This is 11:00 AM Eastern Time (ET) on the same day. Late proposals will not be accepted.

Who this opportunity suits

This solicitation is suitable for insurance companies that can provide comprehensive global medical coverage. Firms with experience in offering health plans to international organizations or diplomatic missions may find this particularly relevant.

The opportunity falls under the professional services category, specifically for health insurance providers.

How to respond

To access the solicitation documents, click “View original source” on the portal. If you land on the homepage, click it again to go directly to the bid. You may need a free account to view documents.

Proposals must be submitted electronically in English as PDF files to [email protected]. Each email attachment must not exceed 30MB. If your submission is larger, divide it into multiple files and send separate emails.

Your proposal must include SF-33, Section B (Pricing Schedule, including retention amounts in B.3 and B.7), Section K (Representations and Certifications), additional information as required in Section L, a completed IRS Form W-14, and proof of SAM registration.

Practical tips for a competitive response

Ensure your company is registered in the System for Award Management (SAM) at sam.gov immediately, as registration is mandatory before proposal submission. Failure to be registered at the time of submission will result in your proposal being considered non-responsible.

Carefully review Section L of the Request for Proposals for all required additional information. Incomplete proposals will not be accepted. Pay close attention to the minimum benefit levels specified in the solicitation to ensure your proposed plans meet or exceed these requirements.

Since the award is based on the lowest acceptable price, ensure your pricing schedule is competitive while still meeting all specified requirements. Double-check all forms and sections for accuracy and completeness before submitting.